Looking for the best deal on your ventilation contractors liability insurance means not only obtaining the best price but also making sure that you are properly protected against costly legal action against you. All businesses, small and large, face the daily risk of having a legal action brought against them, whether justified or not and ventilation contractors are no exception to this.
What is ventilation contractors liability insurance?
In general terms liability insurance protects a ventilation contractor against legal actions taken against them in respect of their legal liability for personal injury or damage arising during the course of the business and this tends to arise in three main areas for liability insurance purposes; public liability, product liability and employers liability.
What is ventilation contractors public liability insurance?
The ventilation contractors public liability insurance policy protects the insured against claims made against them by third parties in respect of personal injury disease or death and property damage. more
What is ventilation contractors product liability insurance?
What is ventilation contractors employers liability insurance?
All employers are required under the terms of the Employers Liability Compulsory Insurance Act 1969 to maintain a policy with a minimum limit of indemnity of £5M although in practice insurers issue policies with a minimum limit of £10M. The ventilation contractors employers liability insurance policy protects the policyholder against claims made against them by employees for the employers legal liability for personal injury. disease or death and property damage suffered by the employee during the course of their employment. There are some exemptions to the legal requirement relating to employers solely employing close family members and limited companies where the sole employee holds at least 51% of the equity in the company. You can find more information on our main employers liability page.
How much does liability insurance for a ventilation contractor cost?
How can I buy ventilation contractors liability insurance?
You can apply on-line or you can call us direct to discuss your ventilation contractors insurance requirements with a member of our specialist liability team.